About 38 Terrace Avenue
Welcome to a spacious, well-maintained multi-level home offering a rare blend of legal configuration and flexibility. Ideal for extended family living, owner-occupants seeking rental income, or buyers looking for long-term versatility. The legal lower level features three bedrooms, a full bathroom, direct interior access, and a separate entrance. The main level offers three additional bedrooms, a full bathroom, an eat-in kitchen, and a comfortable living room. The second-floor apartment includes two bedrooms, an eat-in kitchen, and a full bathroom, with walk-up access to a large unfinished attic—perfect for storage or future potential. The home has been updated within the last five years and will be delivered with a clean Certificate of Occupancy. A deep driveway running the full depth of the property provides ample off-street parking and added convenience. A thoughtfully laid-out property with strong utility, legal flexibility, and long-term value.
Features of 38 Terrace Avenue
| MLS® # | 939881 |
|---|---|
| Price | $850,000 |
| Sold Price | $855,000 |
| Date Sold | May 7th, 2026 |
| Bedrooms | 8 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 2,435 |
| Acres | 0.18 |
| Taxes | $21,263 |
| Year Built | 1870 |
| Type | Residential Income |
| Sub-Type | Duplex |
| Status | Closed |
Community Information
| Address | 38 Terrace Avenue |
|---|---|
| City | Ossining |
| County | Westchester County |
| State | NY |
| Zip Code | 10562 |
| Adult 55+ Community | No |
Amenities
| Utilities | Electricity Available |
|---|---|
| Parking | Driveway |
| Is Waterfront | No |
| Has Pool | No |
Interior
| Interior Features | Eat-in Kitchen, In-Law Floorplan |
|---|---|
| Heating | Oil |
| Cooling | None |
| Has Basement | Yes |
| Basement | Finished, Full, Walk-Out Access |
| Fireplace | No |
Exterior
| Exterior | Frame |
|---|
School Information
| District | Ossining |
|---|---|
| Middle | Anne M Dorner Middle School |
| High | Ossining High School |
Additional Information
| Date Listed | January 21st, 2026 |
|---|---|
| Days on Market | 223 |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | Gary Sanguino |
|---|