306 Towners Road, Carmel, NY

$349,900

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3

Beds

2

Baths

1,856

Square feet

0.21

Acres

About 306 Towners Road

Opportunity, this is the kind of property buyers wait for in Lake Carmel, where location, lifestyle, and long term upside come together in a way that is getting harder to find. Legally a 3 bedroom and currently configured as a 2 bedroom, this ranch offers a flexible layout that can easily be brought back to its original design or reimagined entirely depending on your vision. The eat in kitchen anchors the home and creates a natural starting point for what this space can become, while the overall footprint is simple, functional, and ready for someone to come in and make it their own. A full walkout basement adds another layer of potential, giving you the ability to create additional living space, a recreation area, or a completely reworked lower level that changes how the home lives day to day. Outside, a large deck extends the home and sets the tone for indoor outdoor living, entertaining, or quiet evenings overlooking the property. With coveted lake rights to Lake Carmel, the value here goes far beyond the structure itself, offering summer days by the water, a true neighborhood feel, and a lifestyle people actively seek out. The home does need updates, but for the right buyer this is where the opportunity is to create something special and build real equity over time. The property is nestled in a friendly community, with quick access to Southeast train station for easy commuting, and local shops and restaurants, and the scenic Lake Carmel Park District, all enhancing your living experience. Whether you're looking for a peaceful retreat or a home that keeps up with your active lifestyle, this is a perfect choice. *Taxes: $6,362.16 (school, no exemptions) + $3,635.69 (town & county) = $9,997.85 total annually. STAR exemption currently reduces school taxes; buyers to verify eligibility.*

Features of 306 Towners Road

MLS® # 986593
Price $349,900
Sold Price $374,000
Date Sold September 1st, 2026
Bedrooms 3
Bathrooms 2.00
Full Baths 2
Square Footage 1,856
Acres 0.21
Taxes $9,998
Year Built 1959
Type Residential
Sub-Type Single Family Residence
Style Ranch
Status Closed

Community Information

Address 306 Towners Road
City Carmel
County Putnam County
State NY
Zip Code 10512
Adult 55+ Community No

Amenities

Utilities Cable Available, Electricity Available, Electricity Connected, Phone Available, Water Available, Water Connected
Parking Spaces 3
Parking Driveway
Is Waterfront No
Has Pool No

Interior

Interior Features First Floor Bedroom, First Floor Full Bath, Eat-in Kitchen
Appliances Oven, Refrigerator
Heating Hot Water, Oil, Steam
Cooling Wall/Window Unit(s)
Has Basement Yes
Basement Full, Walk-Out Access
Fireplace No

Exterior

Exterior Unknown

School Information

District Carmel
Elementary Matthew Paterson Elementary School
Middle George Fischer Middle School
High Carmel High School

Additional Information

Date Listed April 16th, 2026
Days on Market 139
Short Sale No
RE / Bank Owned No

Listing Details

OfficeCompass Greater NY, LLC

Listing Map

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